Great news! We are partnering with Direct Lending to offer Car GoGetters an Auto Service Financing plan that allows you to split your car service bill into 3/6 monthly payments.
How it works - Stey by step guide in English & BM:
Q: Can I apply for SERV Now Pay Later if I have a motorcycle?
A: The SERV Now Pay Later auto service financing is only available for car repairs at the moment.
Q: What is this 20% discount about?
A: It is a discount on profit of the financing charged by Direct Lending.
Q: Does the 20% discount apply to everyone?
A: The 20% discount is eligible for Car GoGetters who have received at least 1 GoGet payment in the last 3 months.
Q: How does the payment plan look like?
A: The following is an example payment plan based on interest rate of 1.25% per month (fixed) and process fee based on respective amount and tenor. The amount paid on check out day is interest-FREE.
Q: How does the 20% discount work?
A: Sample calculation can be found below:
|Total Service Fee||RM1000|
|Tenor: Number of Payment||6|
|1st Payment During Check Out||RM176.9|
|Total Financing Amount||
[Calculation: Total service fee - 1st payment = RM1000 - RM176.9]
|Total Payment (Usual)||
[Calculation: 1st payment * Number of payment left = RM176.9*5]
|Total Interest (or Profit) by Direct Lending||
[Calculation: Total Payment (Usual) - Total Financing Amount = RM884.5-RM823.1]
|Interest per month (Usual)||1.5%|
|Total Interset (or Profit) by Direct Lending||
[Calculation: Total Interest (or Profit) by Direct Lending - Discount = RM61.4-RM12.3]
Q: When will I receive my 20% discount?
A: Your 20% discounted amount will be refunded after your full payment with good discipline (all payments must be made within three days from each due date).
Q: Which workshops accept this form of payment?
A: Currently, 17 workshops in Klang Valley and 5 in Johor accept this auto service financing. You can find the list here.
For more information: https://www.directlending.com.my/auto-service-financing-faq
Untuk maklumat lanjut: https://www.directlending.com.my/ms/pembiayaan-auto-servis-faq